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Welcome to 32628 Harmony Oaks Drive, where the name “harmony” says it all. This beautiful 4 bedroom, 3 bathroom home built by Beazer Homes is tucked inside the Avalon Park community’s Cypress Village subdivision. Just a skip and a latte away from the brand-new Wesley Chapel downtown and only 10 minutes from the highway, this location is one you won’t want to pass up. With 2, 203 square feet of smartly designed living space and a 2-car garage that is ready for your toys (or actual cars), this home was built for both showing off and staying in. The kitchen is the center stage with an oversized island that practically demands applause, granite countertops, stainless steel appliances, and more cabinets than you’ll know what to do with plus a generous pantry. The open floor plan flows seamlessly into the living room from the kitchen. The primary bedroom suite in located in the back of the home allowing for privacy and a retreat all it’s own. The master bathroom ensuite is spacious with an extra large walk in shower, private water closet, extra large walk in closet and linen closet. You have storage galore with this home. The addition three bedrooms are located up front as you walk into the home offering carpet flooring, nice size closets and generous room sizing. Step out back to a partially fenced yard and a covered porch perfect for sipping, grilling, or judging your neighbor’s lawn care from a safe distance. This isn’t just a home, it’s your next great decision. The community offers many amenities to include pool, playground, basketball courts, and miles of sidewalks.
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Our Executive Mortgage Banker:
Our Insurance Division:
$430,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $344,000 | $344,000 | $344,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.063% | 6.132% |
Monthly Tax Payment | $495 | $495 | $495 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,146 | $2,260 | $2,880 |
Total Monthly Payment | $2,715 | $2,829 | $3,449 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.