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Charming 2-Bedroom Ranch with Fresh Updates and Room to Expand – North Stratford, NH This well-maintained 2-bedroom, 1-bath ranch, built in 2005, offers easy one-level living in the heart of North Stratford with views over the Connecticut River and Downtown. Step inside to a spacious open-concept kitchen, dining, and living area — perfect for entertaining or relaxing after a day outdoors. The home also features two comfortable bedrooms, a full bath, and a convenient mudroom/laundry combo at the main entrance. The full basement has just been freshly spray-foamed, providing excellent insulation and energy efficiency. With its wide-open layout, the basement offers abundant storage and could easily be finished to create additional living space, a game room, or a home gym. Outside, enjoy a large deck ideal for grilling and outdoor dining, plus a one-car garage for added storage and convenience. Direct access to the area’s best snowmobile (NH & VT) and ATV (NH) trails, as well as prime hunting, fishing, and all other North Country outdoor recreation opportunities. This home is perfect as a primary residence, getaway, or rental investment. Why rent when you can own this move-in ready home at such an affordable price?
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $192,000 | $192,000 | $192,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $177 | $177 | $177 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,214 | $1,261 | $1,607 |
Total Monthly Payment | $1,466 | $1,513 | $1,859 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.