1080 MERLIN Point, Middleburg, FL, 32068 | $675,000

Welcome to The Preserve at Two Creeks, a premier gated community in Middleburg, Florida, offering a perfect blend of peaceful suburban living and natural beauty. Set just a short drive from Jacksonville and Green Cove Springs, this stunning 5-bedroom, 4-bathroom residence boasts 3, 012 square feet of luxurious living space on a generous . 24-acre lot. Built in 2017, this two-story single-family home combines modern design with exceptional comfort, making it an ideal family retreat in one of Northeast Florida's most desirable neighborhoods.

Step inside to discover an open-concept layout filled with abundant natural light through large windows throughout. The interior showcases elegant 10-foot tray ceilings and premium flooring including luxury vinyl plank, tile, and carpet in bedrooms. The gourmet kitchen is a chef's dream featuring granite countertops, an upgraded tile backsplash, stainless steel appliances including a built-in double oven, electric cooktop with stainless hood, farmhouse sink, and stylish recessed lighting with upgraded fixtures. The luxurious master bathroom offers a spa-like experience with a tiled shower, quartz countertops, double vanity, and a relaxing soaking tub, while the home's thoughtful design provides comfortable space for both everyday living and entertaining. The outdoor oasis is equally impressive with a covered rear patio finished with pavers, creating the perfect space for al fresco dining and relaxation. The centerpiece of the backyard is the recently installed (2023) in-ground saltwater pool, complemented by a custom-built bar for entertaining guests. The fully fenced backyard provides privacy while offering beautiful nature views. Step through the rear gate to the Jennings State Forest, which offers hiking biking, and horse trails! Additional exterior features include continuous gutters, surround sound speakers, and professional landscaping that enhances the home's curb appeal while minimizing maintenance. Conveniently located near major transportation routes including I-95, SR-23, and I-295, this property offers easy access to everything Northeast Florida has to offer. World-class medical care is minutes away with Mayo Clinic, St. Vincent's (St. Johns and Riverside), and Baptist Medical Center South all within reach. Shopping enthusiasts will appreciate proximity to Orange Park Mall, St. Johns Town Center, and St. Augustine Premium Outlets. For families with college-bound students, the home is conveniently situated near University of North Florida, Jacksonville University, and Florida State College at Jacksonville. The Two Creeks community itself provides residents with excellent amenities including a clubhouse, fitness center, swimming pool, and playground. This exceptional property represents the best of Florida living with its thoughtful design, quality upgrades, and inviting atmosphere. From the moment you arrive, you'll appreciate the attention to detail throughout this meticulously maintained home. The combination of interior comfort, outdoor entertainment options, and the convenience of Two Creeks' family-friendly atmosphere creates a truly special living experience. Don't miss this opportunity to own a magnificent home in one of Middleburg's most coveted communities-schedule your showing today and start envisioning your future in this remarkable residence.

Features

  • Amenities: Clubhouse, Gated, Park, Playground
  • Bedrooms: 5
  • Baths: 4 full
  • Style: Ranch
  • Year Built: 2017
  • Garage: 3-car
  • Heating: Central, Electric
  • Cooling: Central Air, Electric
  • Approx Sq. Feet: 3,012
  • HOA Fee: $540 Annually
  • View: Trees/Woods
  • Appliances: Dishwasher, Double Oven, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator
  • MLS#: 2085329
  • Days on Market: 5 days
  • Website: https://www.raveis.com
    /prop/2085329/1080merlinpoint_middleburg_fl?source=qrflyer
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1080 MERLIN Point, Middleburg, FL, 32068

$675,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $540,000 $540,000 $540,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.995% 7.050% 6.132%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,369 $3,547 $4,520
Total Monthly Payment $3,461 $3,639 $4,612

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.