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Welcome to 78 Duck Pond Rd, a stunning raised ranch that effortlessly blends comfort and functionality across 2, 268 square feet of thoughtfully designed living space. Tucked away on a tranquil cul-de-sac in one of Stone Ridge’s most desirable neighborhoods, this home offers both privacy and convenience. Step inside to discover gleaming hardwood floors that extend throughout the main living areas, complementing a freshly painted interior that exudes warmth and brightness. The inviting living room, complete with a cozy fireplace, serves as the heart of the home, an ideal setting for relaxation and gatherings. The finished lower level adds flexibility to the layout, providing the perfect space for an entertainment area, home office, or creative retreat, complete with a convenient half bathroom. Outdoor living is equally enchanting, with a spacious rear deck that overlooks a lush backyard, an idyllic backdrop for hosting guests or enjoying peaceful moments surrounded by nature. A two-car garage ensures ample storage for vehicles and outdoor essentials. Located just minutes from local attractions, this home is a haven for outdoor enthusiasts. Enjoy Marbletown Park, scenic rail trails for hiking and biking, or fresh produce from Davenport Farms. Nearby, explore the charm of High Falls, local orchards, microbreweries, and the beautiful Inness Golf Course. The renowned Mohonk Mountain House is a short drive away. Stone Ridge itself is brimming with delightful shops and dining options, while the vibrant city of Kingston and the NYS Thruway are only 20 minutes away. This beautifully maintained home, set in a prime location, offers an outstanding opportunity to embrace the best of Hudson Valley living.
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Our Executive Mortgage Banker:
Our Insurance Division:
$525,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $420,000 | $420,000 | $420,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.050% | 6.132% |
Monthly Tax Payment | $603 | $603 | $603 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,620 | $2,759 | $3,516 |
Total Monthly Payment | $3,315 | $3,454 | $4,211 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.