840 VIRGINIA STREET, #202, Dunedin, FL, 34698 | $145,000

Welcome Home to your Gulf Coast Paradise!
You've wanted to live like you're on vacation—now you can! This 2-bedroom, 1-bath condo is nestled in the highly sought-after Patrician Oaks community in Delightful Dunedin.
This condo is a true gem, offering a rare blend of tranquility and space. The home boasts exceptional privacy, from the secluded, generously-sized screened lanai to each room that feels uniquely yours. The kitchen is designed for both practicality and style, featuring expansive counter space, plenty of cabinetry for storage, and a pass-through window that opens up to one of the most stunning views in the complex. As you prepare meals, enjoy a view of the towering trees that inspired the name Patrician Oaks—a serene backdrop that enhances the natural beauty of your home.

A total of 1004 sf. From the kitchen you enter the spacious dining and living area—a perfect layout for both formal and casual entertaining. The dining room is large enough for an extendable table, comfortably seating six to eight guests, plus a buffet or hutch. The adjoining living room is a dream, offering ample space for all your coastal-inspired furniture and even a cozy nook that can easily transform into a small studio for creative hobbies or a quiet home office.

Outdoor Oasis
Step outside through the sliding glass doors to your private screened lanai—your own personal oasis. Whether it's morning coffee or an evening wind-down, the peace and quiet here are unmatched. The surrounding oak trees provide natural shade and privacy, making this space a serene retreat. Positioned at the end of the building, you’ll enjoy even more solitude, no traffic noise from Virginia Street. Simply the soothing sounds of birdsong.

Thoughtful Design
The bathroom offers plenty of room for storage with a large linen closet, a built-in medicine chest, and ample cabinetry. The expansive vanity mirrors the spacious design, while the tub/shower combo offers both convenience and relaxation.

The primary bedroom is generously sized, with enough space for a queen or king bed, plus dressers and a sitting area. Two deep closets with sliding doors provide plenty of storage. The second bedroom is equally roomy, perfect for a queen bed, twin beds for guests, and includes a large closet.

This 55+ condo has been well-maintained, with several recent upgrades, including beautiful hardwood flooring (2021), a new AC/HVAC unit (October 2023), a new roof (October 2023), a completely rebuilt and re-screened lanai (November 2023), and a new refrigerator (2020). Fresh paint throughout gives the entire condo a bright, welcoming feel. Plus, a free on-site laundry room with several washers and dryers adds to the convenience.
Community Amenities and Location
The Patrician Oaks community offers a wealth of amenities, including a heated pool and jacuzzi, shuffleboard courts, and a BBQ area. The clubhouse is the heart of the community, featuring a fully-equipped kitchen, exercise room, and cozy social spaces for gatherings. With frequent social activities, you’ll quickly feel at home among your neighbors.
This condo is just two blocks from a hospital and close to shopping, including a grocery store, shopping plazas and a variety of restaurants and plenty of surrounding beaches.

Move-in Ready
Your new condo at Patrician Oaks offers the perfect blend of comfort, privacy, and coastal charm. Paradise living awaits! Schedule a private showing.

Features

  • Elevator: Y
  • Heating: Electric
  • Cooling: Central Air
  • Levels: 1
  • Amenities: Clubhouse, Elevator(s), Fitness Center
  • Rooms: 3
  • Bedrooms: 2
  • Baths: 1 full
  • Laundry: Common Area
  • Complex: THE PATRICIAN OAKS
  • Year Built: 1977
  • Common Charge: $577 Monthly
  • Approx Sq. Feet: 1,004
  • Est. Taxes: $1,228
  • View: Trees/Woods
  • Adult Communities: Yes
  • Elem. School: Garrison-Jones Elementary-PN
  • Middle School: Dunedin Highland Middle-PN
  • High School: Dunedin High-PN
  • Pet Policy: No
  • Appliances: Range, Refrigerator, Trash Compactor
  • MLS#: W7875150
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/W7875150/840virginiastreet_dunedin_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/4/2025 2:37:01 PM)
Listing courtesy of SANDPEAK REALTY   Phone: 727-232-2192

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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840 VIRGINIA STREET, #202, Dunedin, FL, 34698

$145,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $116,000 $116,000 $116,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.995% 7.050% 6.112%
Monthly Tax Payment $102 $102 $102
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $724 $762 $971
Total Monthly Payment $901 $939 $1,148

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.