![]() |
Welcome to 4027 Alabama Ave NE, a stunning Key West-inspired coastal residence perfectly situated in one of St. Petersburg’s most desirable neighborhoods. This elevated 3-bedroom, 2-bath home offers 1, 370 square feet of beautifully updated living space designed for comfort, style, and effortless entertaining. Step inside to a bright and airy layout featuring a spacious kitchen with ample cabinetry and prep space, a charming wood-burning fireplace, and two fully renovated bathrooms with tasteful, high-end finishes. Luxury vinyl plank flooring runs throughout the home, complemented by elegant tile in all wet areas for both durability and sophistication. Enjoy seamless indoor-outdoor living from the expansive screened-in balcony, offering tranquil views of the lushly landscaped backyard—perfect for al fresco dining or quiet evening retreats. Elevated on pilings, this home provides covered parking for up to four vehicles and includes a large workshop beneath the home, ideal for crafts, storage, or a home gym. The backyard is a true private sanctuary, enhanced with professional landscape
lighting and a custom-designed storage shed that mirrors the home’s coastal architecture. Notably, this home remained completely dry during both Hurricane Helene and Hurricane Milton, offering peace of mind along with its many lifestyle benefits. Don’t miss your opportunity to own this beautifully maintained and thoughtfully designed elevated retreat that is conveniently located just minutes from three major supermarkets, a variety of restaurants, parks, the Shore Acres Recreation Center, a public boat ramp, and quick access to I-275
and vibrant Downtown St. Petersburg, this home offers not just beauty but also lifestyle. This is coastal Florida living at its finest—charming, functional, and truly turnkey. —where timeless coastal charm meets modern living.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$395,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $316,000 | $316,000 | $316,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $126 | $126 | $126 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,997 | $2,076 | $2,645 |
Total Monthly Payment | $2,198 | $2,277 | $2,846 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.