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Every so often, a home appears which stirs the soul, captures the heart, & heightens one’s emotions due to the immense potential it holds (sidenote: didn’t you kick yourself the last time you let “The One” slip away & vowed, “Never Again”?)…Well…this…is one of those moments! We all know—or will eventually discover—occasionally life has a way of tossing us the occasional curveball. What once was considered our "Forever Home", when our priorities change, in many cases so does our address. Though “passing the torch” may feel like it is burning the “spirits of your intentions” at times, you come to realize your role was to simply act as a loving placeholder. Yet, your commitment to sustainment has allowed this blank canvas to be passed on to its intended future Owner(s) with confidence their visualization can soundly come to fruition & the joys of home ownership will continue to flourish. SO HERE YOU ARE. Welcome to Diamond Hill; a charming, amenity-rich, golfing Community conveniently located ~30 mins of the major points in Tampa & Beaches in ~60 mins. Traveling within this Gated Community, the upkeep & pride-in-ownership was self-evident. Fellow homeowners actually waved (what a concept right!) as you drove past them actively utilizing the sidewalks throughout. Pulling up, your new home’s clean curb appeal coupled with a 2024 Roof replacement was appreciated, however what really jumped out was the substantial conservation area to the left side therefore preventing the potential of a neighboring home! In addition, the County recently installed fencing along said side and rear of the lot, providing a substantial $ savings if seeking a fully-fenced-yard, while in theory increasing the total “play space” available on top of the already significant +¼ acre footprint. Inside, you loved being greeted by an attractive Luxury Vinyl Plank traversing the living areas, with Ceramic Tile in the kitchen & bathrooms, while high-quality, berber-esc carpet adorns each of the 4 Bedrooms. The split & semi-open floor plan is practically designed utilizing 2028 sq ft (heated/cooled), offering enough privacy to keep one sane, while also being ideal for entertaining. Formal Dining & Dinette area’s offer ample space, while the Kitchen sports an abundance of Cabinetry, Granite Countertops & Stainless-Steel Appliances w/ new LG Refrigerator. Entering the Primary Bedroom, bounteous space awaited your king bed & bulky dressers/nightstands, while the Walk-In Closet would make easy work of your threads. The Glass Sliders access the rear patio & are ideal for that Hot-Tub you always wanted! Its Ensuite Bath featuring Dual Sinks, Garden Tub, Shower Stall & Commode space were icing on the cake. Extra peace-of-mind was attained learning the HVAC is ~5 y/o (bi-annual service schedule), Hot Water Heater is ~4 y/o, Garage Door Opener is ~3 y/o & Washer/Dryer convey. “Can it get any better?”, you thought entering the vast, Screened Lanai as your jaw dropped witnessing the private, “oasis of opportunity” which laid before you. “So much space…So many possibilities…WOW, I can definitely see myself lounging in this backyard space, sipping a cool beverage, watching my family and friends enjoy our incredible new home. Right then and there, things “Just Felt Like Home”…and you know how the story ended (or rather began). . . “You Lived Happily Ever After…” but only because you acted fast since you knew this one wasn’t going to last nor get away again!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $330,320 | $330,320 | $330,320 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.050% | 6.132% |
Monthly Tax Payment | $487 | $487 | $487 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,061 | $2,170 | $2,765 |
Total Monthly Payment | $2,623 | $2,732 | $3,327 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.