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Welcome to "Gull Cottage, " a charming Key West-style 3-bedroom, 2. 5-bath home nestled in the gated River Sound community. This thoughtfully designed two-story residence offers 1, 680 square feet of airy living space, a NEW ROOF coming soon, solid construction, and equipped with metal hurricane shutters for added peace of mind. The unique layout features spacious bedrooms with walk-in closets, a rear-entry 2-car garage, and yard that can be fenced between the home and garage—ideal for pets, gardening, or relaxing in a hammock. A brick-paved patio adds privacy and beauty to the backyard retreat perfect for a bbq grill, outdoor dining, or a cozy firepit. The downstairs features BRAND NEW TILE FLOORING! The kitchen is a host’s dream, featuring NEW KITCHEN CABINETS, Corian countertops, stainless steel appliances, center island, pantry, breakfast bar, and tile flooring that flows into the open great room. A downstairs powder room and two outdoor patios make entertaining and everyday living easy and comfortable. Upstairs, the private primary suite has a tall vaulted ceiling, an en-suite bath with dual sinks & a walk-in shower, and its own balcony!—perfect for unwinding. Two additional guest bedrooms share a well-appointed bathroom, each bedroom features ceiling fans. Enjoy resort-style community amenities such as a heated pool, spa, outdoor shower, walking trails, fishing pier, two dog parks, and mature landscaping—all for a low quarterly HOA fee of $435. Pet-friendly and conveniently located near major services and travel routes, this home is perfect as a primary residence or a relaxing getaway.
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Our Executive Mortgage Banker:
Our Insurance Division:
$415,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $332,000 | $332,000 | $332,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.037% | 6.046% |
Monthly Tax Payment | $406 | $406 | $406 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,071 | $2,181 | $2,757 |
Total Monthly Payment | $2,552 | $2,662 | $3,238 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.