ELEVATED COTTAGE and MAIN HOUSE NEVER FLOODED from CANAL waters. Main ranch house along with surrounding property is in FLOOD ZONE X. Discover this beautiful 3 bedroom, 2 bathroom home with a 1 bedroom, 1 bathroom cottage surrounded by luscious gardens. Imagine stepping into your very own sanctuary, where lush gardens and serene shaded spots invite you to unwind and relax. Wander the winding pathways that lead to a peaceful waterfront canal, where you can observe a vibrant display of wildlife—feathered friends, playful otters, and even gentle manatees. Soak in the hot tub as you take in the breathtaking beauty of your gardens, the perfect backdrop for peaceful moments. On the water’s edge, a charming guest cottage awaits, offering a front-row seat to nature’s wonders. Your guests will be in heaven, enjoying morning coffee while immersed in the sights and sounds of the outdoors. The cottage features a cozy living room, bedroom, kitchenette, and a versatile room ideal for an office, storage, or an additional bedroom. As you stroll down the brick-paved driveway and approach the screened entryway, you’re greeted by an inviting formal living room. A stunning wood-burning fireplace, flanked by a deep honey-colored built-in bookshelf, serves as the room’s centerpiece, perfect for displaying your books and treasures. Natural light pours in through a picture window, highlighting the elegant cream tile floors. The living room seamlessly flows into the spacious dining area, where rich oak floors add warmth. It’s conveniently located next to a kitchen designed for both functionality and style. A butler’s pantry provides ample storage for all your culinary needs, and a skylight brightens the space, illuminating beautiful granite countertops and custom wood cabinets. The top-of-the-line induction range will make every meal a joy for the family cook. As you step into the family room, large windows frame the peaceful views, while knotty pine floors add a touch of rustic charm. Relax by the second fireplace, perfect for cozy evenings at home. The oak-floored hallway leads you to two inviting guest bedrooms, a beautifully appointed guest bathroom, and your tranquil primary suite. The spacious bedroom easily accommodates a king-sized bed, while the walk-in closet offers plenty of room for your wardrobe. The primary bath features a standing shower with glass doors and a sleek vanity. This impeccably maintained home boasts modern updates, including a 2024 HVAC system with an anti-allergy feature, a 2019 water heater, and a 2019 HVAC system in the cottage. Conveniently located close to the beach and the river. Come and experience this breathtaking estate for yourself—step into your own slice of paradise!
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Our Executive Mortgage Banker:
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$1,095,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $876,000 | $876,000 | $876,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.625% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.898% | 6.739% | 6.560% |
Monthly Tax Payment | $726 | $726 | $726 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,394 | $5,609 | $7,571 |
Total Monthly Payment | $6,245 | $6,460 | $8,422 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.