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Welcome to 140 McKinley Avenue. This 5/6 bedroom, 3 full bath and 2 half bath 4 level home has been loved and cherished for decades by one family. Located on the most coveted tree-lined street in Westville and nestled between Hopkins School, Yale Bowl (where the Yale football games are played and tailgates are infamous on this street) places of worship, Westville village with many cafes and shops, and Edgewood park. A short drive to Yale and downtown New Haven. This home boasts a very large formal living room with fireplace, a formal dining room and a magnificent oversized sunroom with walls of windows and a second fireplace. The kitchen and half bathroom complete the first level with a door off the kitchen leading to the landscaped back yard and detached two car garage and a second back staircase to the kitchen! The second floor features the primary bedroom with an en-suite bathroom, 3 additional bedrooms, a hallway bathroom with a bathtub and shower, and a study with built-in shelving. The third floor has a light filled bedroom/bonus room with a full bathroom. The finished lower level extra family room includes 732 Sq ft approximately. A new carpet and half bathroom and washer and dryer are on this level, and a workshop room. A new 200 amp electrical upgrade and newer water heater and furnace (last five years) are upgrades to this home that you can make your own and customize to enjoy for decades to come. First showings are on May 9th.
Type | Description | Level |
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Bedroom 1 | Upper | |
Bedroom 2 | Upper | |
Bedroom 3 | Upper | |
Bedroom 4 | Full Bath,On 3rd Floor | Upper |
Dining Room | Hardwood Floor | Main |
Kitchen | Main | |
Living Room | Fireplace,Hardwood Floor | Main |
Primary Bedroom | Full Bath | Upper |
Rec/Play Room | Half Bath | Lower |
Study | Upper | |
Sun Room | Fireplace,Hardwood Floor | Main |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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Loan Amount | $592,800 | $592,800 | $592,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $1,118 | $1,118 | $1,118 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,747 | $3,894 | $4,962 |
Total Monthly Payment | $4,957 | $5,104 | $6,172 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.