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Lakewood Ranch – Waterfront Mill Creek | 3 Bed | 2 Bath | 2-Car Garage | Caged Pool | 1. 19 Acres
Discover this Executive open-concept home on 1. 19 acres with no rear neighbors, no CDD fees, and a low $45/month HOA. Nestled along scenic Mill Creek, this private, low-maintenance property features a caged pool and spa, covered lanai, and an outdoor kitchen-ready screened gazebo with electric—ideal for entertaining and BBQ. Inside, enjoy vaulted ceilings, tile/LVP flooring, hurricane-rated sliding glass doors, and a seamless indoor-outdoor flow from the primary bedroom, living/dining and family rooms.
Access your caged pool and spa from your Dining room, Family room or Primary Bedroom for a relaxing evening swim. The split-bedroom layout offers privacy, while the spacious kitchen boasts granite counters, stone backsplash, stainless appliances, and a breakfast bar. Recent upgrades include a 2020 roof, new A/C, pool pump, pool resurfacing, water heater, and re-screened pool cage. Durable wood-look tile, luxury vinyl plank flooring and ceiling fans enhance comfort and style throughout.
Relax by the fire pit, cozy up by the indoor fireplace, or unwind by the pool while watching wildlife explore the shady backyard filled with mature Florida Native Plants. Whether you are in the living room overlooking the lush front yard filled with shade trees, or on your back Lanai overlooking the pool and spacious backyard, you will feel the stress melt away in the tranquil, park-like surroundings! Located in the sought-after Mill Creek community of Lakewood Ranch, this home combines space, serenity, affordability and convenience—perfect for Florida living. Come and see!
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Our Executive Mortgage Banker:
Our Insurance Division:
$625,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $500,000 | $500,000 | $500,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.095% | 7.141% | 6.152% |
Monthly Tax Payment | $230 | $230 | $230 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,160 | $3,323 | $4,186 |
Total Monthly Payment | $3,482 | $3,645 | $4,508 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.