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This homestead offers true older home original characteristics with ample modern updates. The yard is super nice too. If you enjoy some hustle and bustle, you’ll most likely hang out on the front covered farmers porch, if you like privacy and a tranquil view then you’ll appreciate the back deck or sitting around the firepit. The layout of the house is very practical and convenient especially if you want a large first floor primary bedroom w/bathroom, and a first-floor laundry. Also, on the main floor is updated kitchen, dining room, and living room all with ageless, beamed ceilings. A modest bedroom/spare room and full bath complete the 1st floor. The second floor has a smaller sized bedroom and an average sized bedroom. The landing at the top of the stairs is great extra space to use as you need. Plenty of attic storage accessed from the 2nd floor. All of the utilities have been updated, including the electric. There is a full basement with a remarkable fieldstone foundation which houses the utilities. Other improvements include the roof, vinyl siding, deck, 2nd flr wall to wall carpet, windows, portable generator hook-up, and more! Showings begin on Monday, May 5, 2025 by appointment.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $383,920 | $383,920 | $383,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.050% | 6.112% |
Monthly Tax Payment | $513 | $513 | $513 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,395 | $2,522 | $3,214 |
Total Monthly Payment | $2,982 | $3,109 | $3,801 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.