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GOLF FRONT Courtyard Villa in Villa De Laguna with access to the Multi-Modal Path (Village of Rio Grande) – This Expanded El Cancun model has an AMAZING View of the 3Rd Hole on “The Lakes” Hacienda Country Club Championship Golf Course –- GREAT LOCATION Only . 9 miles to Spanish Springs Town Square ® - Sit outside and watch Golfers putting on the 3rd Green or Teeing off on the 4th Hole –- Relaxing and Peaceful!! –- FANTASTIC Outdoor Space on the Rear Courtyard with a low Decorative Railing, or from inside the Side-Courtyard Birdcage!! – NO Bond –- Tile Roof is 2020!! -- Mitsubishi HVAC System August 2024! –- Water Heater 2017! - 14Ft X 20Ft (2012 Addition) creates the Family Room & Studio! –- Enter from the Covered Front Porch with Tile Flooring, Front Door with Decorative Glass Insert & Side-Lite to the Foyer with New Chandelier Lighting, Coat Closet, French Door Entry to Bedroom 2, and Bathroom 2 with Porcelain Sink! – THE REMODELED KITCHEN has Dual-Color Cabinets with Soft-Close, QUARTZ COUNTER TOPS, Tiled Backsplash, Kohler Sinks, Upgraded Faucet, Closet Pantry, New Lighting and Eating Space in Kitchen. Bar/Coffee Station with Stemware Racking & UNDER CABINET LIGHTING. Counter-depth French Door/Bottom Freezer Refrigerator, New Microwave, Dishwasher and Smooth-top Double Oven! – French Door Entry into the Primary Bedroom with BUILT-IN WALL UNIT/STORAGE, En Suite Bath with Private Privy, Step-in Shower, 2 Porcelain Sinks, Linen Closet and Large Walk-in Closet – Dining & Living Room Combo with Laminate Flooring, Ceiling Fan, Windows & Slider to Courtyard & New Chandelier – The Office with 2 BUILT-IN WORKSTATIONS with Wall & Base Cabinets and Keyboard Trays – FAMILY ROOM WITH A VIEW OF THE GOLF COURSE!!, Vaulted Ceiling & Plant Shelf open to Studio -- STUDIO WITH A VIEW OF THE GOLF COURSE, Ceiling Fan, and Built-in Deep Storage Closet – 2-Car Garage has been modified to create a Laundry Nook & Utility Sink (1 CAR WITH GOLFCART PARKING) – HOA Neighborhood ($100. 00/per year) – Don’t miss out on this EXPANDED Villa with a TREMENDOUS GOLF COURSE VIEW, and Outdoor Space to Enjoy it!!!
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Our Executive Mortgage Banker:
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$465,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $372,000 | $372,000 | $372,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.037% | 6.046% |
Monthly Tax Payment | $295 | $295 | $295 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,321 | $2,444 | $3,089 |
Total Monthly Payment | $2,691 | $2,814 | $3,459 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.