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Move-in charm meets everyday convenience in this updated brick ranch in Aichele Terrace--a quiet, tree-lined neighborhood that sits moments from both I-26 and I-526, putting all of the Lowcountry at your fingertips. Inside, every inch feels refreshed and inviting. Newly refinished hardwoods flow through an easy, single-story layout. The heart of the home is an open kitchen--stainless appliances, granite-topped counters, a butcher block island , tile backsplash, under-cabinet lighting--all seamlessly connected to an oversized dining area. Flanking the kitchen are two separate living rooms, each with a working fireplace and custom trim, giving you flexible space for movie nights, game days, or a quiet reading nook. Down the hall, three generous bedrooms soak in natural light and offerabundant closet space; one includes a built-in desk and bookcaseideal for a home office or homework zone. The full bath is a retro-cool statement with original blue tile and a cast-iron tubvintage style with today's comfort. A nearby half bath sits next to a spacious laundry/mudroom and could convert to a full bath with the simple addition of a shower enclosure. Other notable comfort upgrades include smooth ceilings, recessed lighting, a whole-home dehumidifier, and an encapsulated crawl space for year-round peace of mind. Outdoors, enjoy Charleston's mild climate on the covered back porchgrill, relax, entertainoverlooking a deep, fenced yard shaded by a majestic oak. Gardeners and DIY enthusiasts will love the 500 + sq ft detached two-car garage with covered carporta true workshop haven. If you're searching for single-story ease, classic character, and a location that makes every commute simple, welcome home to Aichele Terrace.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $297,600 | $297,600 | $297,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.050% | 6.132% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,857 | $1,955 | $2,491 |
Total Monthly Payment | $1,932 | $2,030 | $2,566 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.