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***Ask about the possibility of receiving 1% reduction in interest rate and free refi. *** Welcome to the established community of Oakdale Estates in Summerville, where this charming ranch-style home offers the ease of single-story living in a prime location. With its inviting brick exterior and welcoming front porch, the home greets you with warmth and character. Inside, you'll immediately notice the abundance of natural light and the beautiful flooring that flows throughout the space. The living room overlooks the front yard and porch, creating a cozy and comfortable atmosphere. Just beyond, a spacious family room with a bright bay window offers the perfect place to unwind or entertain guests. The kitchen features vibrant cabinetry, stainless steel appliances including a gas range, and seamless access to the dining area. A door from the kitchen opens to a large backyard, where a generous patio and a handy storage shed provide the perfect setting for enjoying the Lowcountry weather. The primary bedroom includes a private half bath, while two additional bedrooms, a full bathroom, and a laundry room complete the layout of this lovely home. Located just 3. 1 miles from Historic Downtown Summerville, 5 miles from I-26, and 6. 4 miles from Nexton Square, this home combines comfort, convenience, and charm in one delightful package. Come see for yourself what makes this home so special.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,920 | $239,920 | $239,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.063% | 6.132% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,497 | $1,576 | $2,008 |
Total Monthly Payment | $1,572 | $1,651 | $2,083 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.