2187 Saint James Drive, Charleston, SC, 29412 | $1,950,000

Located in the highly sought-after Riverland Terrace neighborhood of James Island, this stunning home was custom-built in 2023. It is the personal residence of an award-winning builder and showcases thoughtful design, craftsmanship and luxury finishes throughout. Situated on a picturesque lot beneath grand live oaks draped in Spanish moss, this 2, 400 sq. ft. home offers four bedrooms, three-and-a-half baths and more than 800 sq. ft. of covered porches. The open floor plan features soaring 10-foot ceilings and Caribbean heart pine floors throughout. The spacious living room includes a gas fireplace flanked by custom built-in shelving and overlooks the beautifully landscaped front lawn. A dedicated dining space is conveniently located just off the kitchen, perfect for everyday meals and entertaining. The chef's kitchen is a showstopper, featuring inset cabinetry, Thermador appliances, marble countertops and unlacquered brass hardware. A butler's pantry with additional custom cabinetry connects to the screened-in porch with a cozy fireplace and views of the private courtyard, ideal for indoor-outdoor living and entertaining. Additionally, there is a storage shed with electricity. The first-floor primary suite offers a vaulted wood ceiling, a large walk-in closet and a luxurious en suite bath with dual sinks and walk-in shower. Upstairs are three additional bedrooms, two full bathrooms and a large, covered porch. One of the bedrooms, currently used as a family room, includes an en suite bath - offering flexibility for guests. Additional highlights include impact-rated windows, custom cabinetry throughout and mature landscaping. Riverland Terrace is home to the several great shops, a movie theater and restaurants as well as the Medway Community Garden, neighborhood boat landing and newly renovated waterfront Plymouth Playground. This is a rare opportunity to own a truly special Lowcountry home in one of Charleston's most established and beloved neighborhoods.

Features

  • Amenities: Boat Ramp, Dog Park, Park, Trash
  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Laundry: Laundry Room
  • Style: Traditional
  • Development: 21 - James Island
  • Year Built: 2023
  • Heating: Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 2,390
  • Acreage: 0.28
  • Lot Desc: 0 - .5 Acre
  • Elem. School: Harbor View
  • Middle School: Camp Road
  • High School: James Island Charter
  • MLS#: 25012166
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /eprop/25012166/2187saintjamesdrive_charleston_sc?source=qrflyer
Copyright © 2025  Charleston Trident MLS
Information deemed reliable but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase.
Listing courtesy of William Means Real Estate, LLC

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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2187 Saint James Drive, Charleston, SC, 29412

$1,950,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,560,000 $1,560,000 $1,560,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.500% 6.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.848% 6.613% 6.560%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $9,479 $9,860 $13,482
Total Monthly Payment $9,604 $9,985 $13,607

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.