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Spacious 4-Bedroom Home with Loft on a Corner Lot in Lindera Preserve at Cane Bay!Welcome to this beautifully maintained 4-bedroom home, ideally situated on a corner lot in the highly sought-after Lindera Preserve at Cane Bay Plantation. With an open floorplan and abundant natural light, this home seamlessly blends comfort and style for modern living. Downstairs, you'll find luxury vinyl plank flooring throughout and an inviting living area featuring a fireplace, custom shiplap accent wall, built-in shelving, and plenty of natural light. The kitchen is a true showstopper, complete with granite countertops, a large center island, stainless steel appliances (including a built-in microwave), corner pantry, subway tile backsplash, and recessed lighting. Adjacent to the kitchen is an open breakfast area as well as a formal dining room, thoughtfully finished with chair rail and wainscoting. The half bath on the main level is tastefully upgraded with board and batten detailing and a full-sized vanity. Upstairs offers a spacious loft perfect for a playroom, home office, or media room and four generously sized bedrooms, each with ample closet space. The luxurious owner's suite includes a large walk-in closet, ceramic tile flooring in the bathroom, dual vanity, walk-in shower, linen closet, and a private water closet. Step outside to a fully fenced backyard, perfect for entertaining or relaxing. Enjoy the extended patio, custom-built fire pit, small garden area, and the added value of installed gutters features that would cost thousands to replicate when building new. As a resident of Lindera Preserve, you'll enjoy access to two resort-style amenity centers with pools, splash zones, playgrounds, a dog park, and a community field hosting fitness classes, food trucks, youth sports, and more. Plus, living in Cane Bay Plantation offers golf cart-friendly paths, top-rated schools, scenic parks, walking trails, the YMCA, and nearby shopping and dining. All of this, just a short drive from Charleston's beautiful beaches, world-class fishing, charming downtown, and rich historic attractions making this home not just a place to live, but a lifestyle to love.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $330,000 | $330,000 | $330,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.108% | 7.063% | 6.152% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,086 | $2,168 | $2,762 |
Total Monthly Payment | $2,161 | $2,243 | $2,837 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.