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Welcome home to this colonial brick home located in the peaceful neighborhood of Whitehall subdivision. This custom built, one owner home is situated on a half acre, corner lot with a two car side entry garage. As you approach the full front porch, you will notice architectural roof with a 50 year transferable warranty, along with a transferable termite bond. Upon entering you are greeted with a spectacular view of a floor to ceiling palladium window in the breakfast room. Well maintained wood flooring on first story. Kitchen features quartz countertops, stainless steel appliances, custom cabinetry and oversized walk in pantry. Dining room with large bay window. Great room has brick gas fire place. As you go upstairs on elegant oak tread stairs you are greeted withbrand new carpet on entire second story with upgraded padding in all four bedrooms, closets and hallways. The generously sized master bedroom offers an ensuite with two separate custom vanities, each with their own sinks, a matching jacuzzi soaker jetted tub and separate enclosed shower. Separate water closet provides additional privacy. Large walk in closet offers tons of storage space. Sizeable fourth bedroom over the garage has additional storage options with large closet and two eave storage areas. The oversized 24' x 24' garage has a 12' high ceiling with fully insulated walls, and attached small office/craft room that is fully climate controlled. Lawn has been meticulously cared for with irrigation system, and a pond view. Live oaks, water oaks and red oaks provide shade and privacy. Located in Dorchester District Two School District and convenient to Dorchester Road, Boeing, Bosch, Air Force Base, shopping- Home Goods, First Watch etc. Neighborhood features community pool, tennis court, walking paths and water ponds.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $432,000 | $432,000 | $432,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.050% | 6.132% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,695 | $2,838 | $3,616 |
Total Monthly Payment | $2,787 | $2,930 | $3,708 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.