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Welcome home to this beautifully maintained 3 bed, 2 bath home full of southern charm. Nestled among mature vegetation and majestic oak trees, this property provides quiet, peaceful living with exceptional curb appeal thanks to the lush, beautiful landscaping. Step inside to discover gleaming hardwood floors that flow throughout the open floor plan, creating a warm and inviting atmosphere. The thoughtful split floor plan ensures privacy, with a spacious master suite featuring a walk-in closet, double vanity, and tile flooring in the en-suite bathroom. Cozy up by the fireplace in the generous living area—perfect for relaxing or entertaining guests. The open concept allows you to hang out with your company from the kitchen to the breakfast area, to a larger dining/living area. Don’t forget about the second bathroom with tile floors for a touch of elegance, two more bedrooms with great closet space and a laundry area. Enjoy the convenience of a carport, plus an outbuilding that’s ideal for extra storage or a workshop. Don’t miss this opportunity to own a well-cared-for home that’s big on charm and even bigger on value. Schedule your showing today and experience the tranquility and beauty of this property!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $220,000 | $220,000 | $220,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.063% | 6.132% |
Monthly Tax Payment | $8 | $8 | $8 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,373 | $1,445 | $1,842 |
Total Monthly Payment | $1,456 | $1,528 | $1,925 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.