1041 PERSIMMON DRIVE, Palm Harbor, FL, 34683 | $520,000

Timeless Comfort Meets Modern Convenience! Welcome to this beautifully updated 3-bedroom, 2-bath ranch-style home in the Forest Grove community. Built in 1981, this 1, 657 sq ft residence blends classic architectural features with thoughtful modern touches, offering a comfortable and low-maintenance lifestyle in a peaceful Palm Harbor setting. Bright & Open Layout: Enjoy an inviting, seamless floor plan filled with natural light—perfect for relaxing or entertaining guests. Updated Kitchen: The kitchen features contemporary cabinetry, quality appliances, and a functional layout designed to make cooking and hosting a pleasure. Private Primary Suite: Enjoy a spacious retreat featuring a well-appointed en-suite bath, ample closet storage, and direct access to the screened-in patio - creating a natural extension of the living space outdoors. Tranquil Open-Air Living: Patio opens to a lush, fully fenced backyard—ideal for enjoying morning coffee, unwinding after a long day, or casual outdoor dining with a built in bar, grill, and mini fridge. Step outside to a sparkling in-ground pool, perfect for cooling off on warm Florida days or enjoying sunny weekends at home. 2-Car Attached Garage: Plenty of room for parking, storage, or a workshop setup, with direct access to the home. Recent Improvements: Notable updates include a newer roof (2022), HVAC system and hot water heater (2021), offering peace of mind and added energy efficiency. Located just minutes from Palm Harbor’s vibrant downtown, top-rated schools, and scenic parks. Easy access to US-19 and nearby beaches, golf courses, and shopping. No HOA fees—enjoy flexibility and freedom without added costs or restrictions. High and dry with no damage from storms. Whether you're searching for a move-in-ready residence or a thoughtfully designed space in a convenient location, 1041 Persimmon Dr delivers lasting appeal with practical upgrades. Schedule a private showing and come see what makes this home stand out!

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 75 x 100
  • Laundry: In Garage
  • Style: Ranch
  • Year Built: 1981
  • Garage: 2-car Driveway, Garage Door Opener, On Street
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,657
  • Acreage: 0.17
  • Lot Size: 75 x 100
  • Est. Taxes: $4,371
  • Lot Desc: Landscaped, Sidewalk, Unincorporated
  • Pool: In Ground
  • Pet Policy: Yes
  • Appliances: Bar Fridge, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8381818
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8381818/1041persimmondrive_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/5/2025 3:04:38 AM)

William Raveis Family of Services

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Team LeeSales Associates

860.213.2853

TeamLee@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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Brianna TurgeonVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 2104486

860.625.5780

Brianna.Turgeon@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Diane PadelliInsurance Sales Director, William Raveis Insurance

203.444.0494

Diane.Padelli@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1041 PERSIMMON DRIVE, Palm Harbor, FL, 34683

$520,000

Team Lee

Sales Associates

William Raveis Real Estate

Phone: 860.213.2853

TeamLee@raveis.com

Brianna Turgeon

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 860.625.5780

Brianna.Turgeon@raveis.com

NMLS Mortgage Loan Originator ID 2104486

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $416,000 $416,000 $416,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.995% 7.050% 6.112%
Monthly Tax Payment $364 $364 $364
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,595 $2,733 $3,482
Total Monthly Payment $3,051 $3,189 $3,938

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.