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Calling all Investors, snow-birds, and First-time home Buyers. This affordable home features three Bedrooms, two baths, with a bonus room. The yard is fenced and has an above-ground pool with deck, a shed for storage, and a variety of tropical Florida fruit trees. Located close to everything Port Charlotte has to offer, including Gulf Beaches, shopping, entertainment, and health care. This home is steps away from the renovated McGuire Park that offers Pickle Ball, Fishing, walking trails, Grills, and a super fun SPLASH PAD for year round play. This comfortable home had an tasteful Kitchen make over with granite counters and Stainless appliances. Bedrooms are split with beds 2&3 sharing a Jack and Jill style Bathroom with shower/tub combo. The stacking washer and dryer and Laundry sink are located inside the residence conveniently in Bath #2. Metal roof was recently recoated/sealed, Plumbing and Electrical upgrades have recently been completed as well, per Seller.
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Our Executive Mortgage Banker:
Our Insurance Division:
$220,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $176,000 | $176,000 | $176,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.050% | 6.132% |
Monthly Tax Payment | $88 | $88 | $88 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,098 | $1,156 | $1,473 |
Total Monthly Payment | $1,261 | $1,319 | $1,636 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.