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This quintessential classic Greek Revival/Eyebrow home, circa 1850, is located in a historic quiet country Hamlet. Ready to move in, it is in great condition, meticulously maintained, and has much to offer with lots of natural light and charming layout. Entrance hall leads to the living room on the right, bedroom to the left, and straight ahead, the original Greek Revival stair to the second floor. The spacious living room has a period mantle with a cozy woodstove insert and, at the rear, the newly renovated sunny eat-in kitchen has recently installed appliances, cabinets, and quartz countertops, with plenty of room for dining. The downstairs bedroom leads to a pleasant office space and to a full bath. The office also has a door to a delightful (unheated) garden tool shed which leads to the outside patio and gardens. Upstairs, are two bedrooms and a bathroom, plus a great studio or children’s playroom in the finished attic wing. The almost one acre of property includes a vintage garage (with attractive roofline and shingles), stone patio, stone walls, mature trees, and paths bordered by beautiful perennial flowers and ferns. It backs up to woodlands and a monumental rock ridge on the adjacent property. Situated in the tiny historic Hamlet of Ancram, on the banks of the Roeliff Jansen Kill, where, according to Wikipedia, during the American Revolution, the "Livingston Forge, " powered by the Roe Jan, produced "shot, cannonballs, and perhaps most importantly, the huge chain that was installed across the Hudson River at West Point as a defense against British ships going upriver. " Today the vibrant Hamlet is home to Ancram Little Store (now a breakfast, lunch, and catering store), Simons General Store (now an artist studio), and Ancram Grange (now the Center for the Arts, an amazing performance venue). The home is centrally located between southern Berkshire mountains in Massachusetts, western Litchfield Hills in Connecticut, and, in New York State, northern Dutchess County and southern Columbia County. New York City is about two hours by car or train (Metro North via Wassaic or Amtrak via Hudson)
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $420,000 | $420,000 | $420,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.050% | 6.112% |
Monthly Tax Payment | $289 | $289 | $289 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,620 | $2,759 | $3,516 |
Total Monthly Payment | $3,001 | $3,140 | $3,897 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.