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BRICK-ACCENTED HOME on 2. 4 Acres. . . . . METAL ROOF, 2 W/H's (1 new, 1 is 6 yrs old), OVERSIZED A/C 2019, TERMITE BOND, xtra insulation in the attic, dbl-paned windows, PERGO OUTLAST + light commercial laminate flooring, blinds/draperies stay, kit appliances stay (cooktop, oven, & microwave are new/newer) & ALUMINUM HURRICANE SHUTTERS (even @ the garage doors)! Kitchen has plenty of counter space, solid oak cabinets, & an island equipped w/ power. The Owner's Suite has 2 WALK-IN CLOSETS, a newer tiled floor & shower, & a private door to the back patio. Beds 2 & 3 have built-in shelving in the closets. The 2nd bath offers DUAL SINKS & a tub/shower combo. Bed 4 could be an office or nursery. . . . crafts/hobby room, the cabinet/wardrobe storage is AMAZING. Several PLUMBING & LIGHT FIXTURES HAVE BEEN REPLACED. The laundry is HUGE. . . . . tiled floors, shelving, a utility sink, & it's accessible via the garage but w/ A/C! We have a 3rd BATH. . . . . located within the garage, great for those messy yard days or for guests during gatherings. Our garage is a side-entry which I LOVE. . . . . 2 garage doors, each w/ SMART OPENERS. The open back patio runs the LENGTH OF THE HOME. . . . . . & its footers are such to support future load-bearing walls for a FL Room. UPGRADED WIRING W/ 12-2 GROUND COPPER WIRE (also 20 amp circuits), several door widths are 36", heated vent lights in baths, & there is a H2O SOFT. @ THE WELL. Don't forget the 2 OUT-BUILDINGS: 1) 20x32 equipped w/ power, air compressor/airlines, work bench, metal roof, & concrete floors 2) 24x30 w/ power, insulation, metal roof, LED lights, automatic vent. fan, metal racks, & 3 sets of 10x12 dbl doors for pulling in/out. There is a shed at the back holding xtra supplies, hurricane shutters, & w/ a built-in cabinet. The backyard has 5' high chain-link fencing, we have BEAUTIFUL Oaks, an adorable TREEHOUSE, & TONS OF LAND FOR PARKING, ANIMALS, A GARDEN, OR FUTURE POOL! Fencing on 3 sides, a relaxing pond makes great fishing or a peaceful spot to unwind. Location is ideal. . . . . w/ the FL Turnpike currently 6+ mi away, OIA can be reached within 25+ mi, Lake Nona within 22+ mi, Melbourne Beach within 52+ mi, & the famous attractions are within 33+ mi. St. Cloud offers many lakes for boating/fishing, a downtown w/ shops & eateries, & a sandy beach lakefront park. We have a family-run Mick Farms for your fresh produce & "u-pick" days only 1+ mile away. . . . . ONE OWNER, WELL-MAINTAINED, you will want to make sure you schedule your private showing right away!
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Our Executive Mortgage Banker:
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$699,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,200 | $559,200 | $559,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.050% | 6.132% |
Monthly Tax Payment | $175 | $175 | $175 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,489 | $3,674 | $4,681 |
Total Monthly Payment | $3,756 | $3,941 | $4,948 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.