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Experience the ease of single-level living in this beautifully maintained 3-bedroom, 2-bathroom ranch, nestled in a desirable Hyde Park neighborhood within the Hyde Park Central School District. Step inside to discover an open-concept layout that seamlessly connects the spacious living and dining areas, perfect for both everyday living and entertaining. At the heart of the home is a tastefully updated kitchen featuring elegant cabinetry, granite countertops, and sleek black appliances. Down the hallway are three generously sized bedrooms, each offering ample closet space. The primary suite includes its own private full bathroom, while a second full bath is conveniently located in the hallway. Enjoy outdoor living on the large patio, accessible through sliding glass doors off the dining area. The beautifully landscaped backyard includes two storage sheds—one of which is recently built with high ceilings—and also outside a built in dog kennel or garden. Additional features include ceiling fans throughout the home for added comfort, along with municipal water, sewer, and natural gas service. A newer roof, completed in 2022, and an attached one-car garage with a laundry room add even more value to this well-cared-for home. Conveniently located near shopping, dining, and with easy access to Metro-North, this home offers both charm and accessibility. Don’t miss your chance to make it yours!
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Our Executive Mortgage Banker:
Our Insurance Division:
$330,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $264,000 | $264,000 | $264,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.050% | 6.112% |
Monthly Tax Payment | $857 | $857 | $857 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,647 | $1,734 | $2,210 |
Total Monthly Payment | $2,579 | $2,666 | $3,142 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.