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Often desired, rarely available VICEROY FLOORPLAN 3 BED, 3 BATH, TOP FLOOR, END UNIT in Clearwater's premier 55+ community, On Top of the World.
Enter through a grand foyer, with a private library to one side and a spacious living room to the other. The living room, dining area, and library boast luxury vinyl flooring, complemented by elegant tile in the kitchen and baths. The sophisticated dining space, adjacent to the living room, is perfect for intimate meals or festive gatherings. The updated kitchen features gorgeous granite countertops, white cabinetry, a pantry, modern appliances, and an island with bar seating--ideal for cooking and casual dining. Open to a second generous living area, both rooms benefit from updated windows (installed 2020) for enhanced energy efficiency and abundant light. Plantation shutters add a refined touch throughout. The bathrooms, partially remodeled in 2022, showcase modern fixtures and finishes. The primary suite, accessed via French doors, offers a spacious walk-in closet, complete with an adorable chandelier. A stylish ensuite bathroom with a granite vanity, walk-in shower, and smart shelving completes the primary bedroom. The second bedroom, near a full bath with a newer vanity and tub-shower combo, ensures comfort, while the third bedroom serves as a flexible office, den, or guest space, adjacent to a third bath with a walk-in shower. A dedicated laundry room with stand alone washer and dryer and extra storage adds convenience. Enjoy a charming stairway landing just steps away, perfect for morning coffee or evening relaxation. You will have peace of mind as the entire building has just had a brand new roof! On Top of the World delivers resort-style living with two exclusive golf courses 9 and 18 holes that are free to resident owners with an activity card, two heated pools, tennis, pickleball, a fitness center, dog park, horseshoe pits, lawn bowling, and shuffleboard. A grand ballroom hosts live music and events, and an on-site café offers take-and-bake meals. On Top of the World has over 100 clubs and activities. Ideally located near Dunedin’s beaches, Clearwater Beach, upscale shopping, healthcare, and Tampa International and St. Pete/Clearwater Airports. Seize this chance for luxurious, active living in a vibrant community, safely outside flood and evacuation zones. 35% down required if financing. Call for you showing today!
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Our Executive Mortgage Banker:
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$305,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $244,000 | $244,000 | $244,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.050% | 6.132% |
Monthly Tax Payment | $205 | $205 | $205 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,522 | $1,603 | $2,043 |
Total Monthly Payment | $1,802 | $1,883 | $2,323 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.