903 NE 23rd ST, Cape Coral, FL, 33909 | $420,000

Modern Waterfront Oasis – Unique 2025 Construction!
Discover this one-of-a-kind canal-front home offering a rare 3-bedroom + den, 3 full bathrooms layout—something you won’t easily find in this ZIP code. From its exclusive architectural design to the extra-tall interior doors that elevate every space, this property blends elegance and function like no other.
Featuring a sleek modern façade, wide paver driveway, and a large backyard overlooking the canal, this home is built for comfort and style. Step inside to soaring ceilings, impact windows and doors, and polished porcelain tile flooring throughout. The open-concept kitchen boasts quartz waterfall countertops, soft-close cabinetry, stainless steel appliances, and striking black fixtures.
The oversized owner’s suite includes a spacious walk-in closet and a luxury bath with dual vanities and a frameless glass walk-in shower. Two additional full bathrooms provide convenience for guests and family—each finished with premium materials and modern lighting. The versatile den can easily serve as a home office, playroom, or even a 4th bedroom.
Enjoy the covered lanai with double ceiling fans and peaceful canal views. Plus, a 2-car epoxy garage, indoor laundry, and water treatment system complete the package.
No HOA. No rental restrictions. Vacant and move-in ready.

Features

  • Amenities: None,Other
  • Bedrooms: 3
  • Baths: 3 full
  • Style: 1 Story/Ranch
  • Development: CAPE CORAL
  • Year Built: 2025
  • Garage: 2-car Attached
  • Heating: Central Electric
  • Cooling: Ceiling Fans,Central Electric
  • Approx Sq. Feet: 1,666
  • Acreage: 0.23
  • Est. Taxes: $4,380
  • Lot Desc: Regular
  • View: None/Other
  • Community Type: Non-Gated
  • Water Front: Yes
  • Elem. School: DIPLOMAT ELEMENTARY SCHOOL
  • Middle School: DIPLOMAT MIDDLE SCHOOL
  • High School: ISLAND COAST HIGH SCHOOL
  • Pet Policy: No Approval Needed
  • MLS#: 225042778
  • Website: https://www.raveis.com
    /prop/225042778/903ne23rdst_capecoral_fl?source=qrflyer
Copyright © 2025  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of EXP REALTY LLC

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

903 NE 23rd ST, Cape Coral, FL, 33909

$420,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $336,000 $336,000 $336,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.995% 7.050% 6.112%
Monthly Tax Payment $365 $365 $365
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,096 $2,207 $2,813
Total Monthly Payment $2,536 $2,647 $3,253

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.