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Located in the gated Winding Ridge community, this well-maintained 2-bedroom, 2-bathroom home with a FLEX room offers a clean, modern living space with quality upgrades throughout. The FLEX room, currently set up as an office with French doors and wood flooring, can also be used as a third bedroom if needed. Inside, you’ll find a bright open layout with wood flooring in the main areas and carpet in the bedrooms. The kitchen features updated appliances, soft-close cabinets, and marble countertops. Both bathrooms are modern, with frameless showers and dual sinks. The laundry room includes a utility sink for added convenience. Additional interior upgrades include storm-rated impact windows, plantation shutters on all but one window, an electric shade, and a full water softener system. The HVAC system includes a UV air filter, and the house is fully set up for smart-home functionality. A Ring security system is ready to go, along with an additional security camera, remote garage access, and working smoke detectors throughout. The exterior features include rain gutters, storm windows, screened windows, and a screened-in lanai with pavers. The lanai has one ceiling fan and overlooks a peaceful, fenced-in backyard with a pond view—perfect for relaxing or casual outdoor dining. An outdoor island with a built-in fridge adds to the functionality of the space. Community amenities include a fitness center, basketball court, pickleball courts, and more—all within a beautifully maintained, resort-style setting. Conveniently located just 15 minutes from grocery stores, dining, shopping, and other everyday necessities.
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Our Executive Mortgage Banker:
Our Insurance Division:
$2,700
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $2,160 | $2,160 | $2,160 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.050% | 6.112% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $13 | $14 | $18 |
Total Monthly Payment | $88 | $89 | $93 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.