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Opportunity Knocks in Highland, NY! This well-cared-for 3 bedroom, 2 full bathroom raised ranch is tucked into an established neighborhood right off Route 9W in the Town of Highland. With a spacious layout and a peaceful, wooded backdrop, you’ll enjoy beautiful views right from your back deck — perfect for morning coffee or evening relaxation. The home offers solid bones and has been lovingly maintained over the years, featuring a new roof, a two-car garage, and an unfinished lower level that’s perfect for future expansion — whether you’re dreaming of a family room, guest suite, or home office. It's an ideal opportunity for a homeowner or investor looking to build equity or customize a home at a discounted price that’s hard to beat. Location is key!This property is minutes from local schools, shopping, dining, and commuter routes — including the Mid-Hudson Bridge and major highways. Surrounded by the beauty and charm of the Hudson Valley, you'll also enjoy close proximity to attractions like Mohonk Mountain House, the Shawangunk Mountains, historic Highland, trendy New Paltz, the Walkway Over the Hudson, and stunning state parks. Local treasures like the Dubois Farmers Market and a variety of historical sites add to the appeal. Nestled on a quiet road, this home combines convenience and serenity. Just 10 minutes to Amtrak and Metro-North, 25 minutes to Kingston, 30 minutes to Inness Resort, and only 90 minutes to New York City — the location supports both peaceful living and easy access to everything you need. Don’t miss your chance to own a home in one of the Hudson Valley’s most desirable and vibrant areas — a rare opportunity at an incredible value!
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Our Executive Mortgage Banker:
Our Insurance Division:
$385,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $308,000 | $308,000 | $308,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.050% | 6.132% |
Monthly Tax Payment | $553 | $553 | $553 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,922 | $2,023 | $2,578 |
Total Monthly Payment | $2,549 | $2,650 | $3,205 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.