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Nestled in sought-after Crystal Ridge, this meticulously maintained 3-4 bedroom Colonial offers charm, comfort, and convenience. Just a short walk to Crystal Lake, enjoy intimate outdoor living with a fenced in yard, patio, trex deck, fire pit, and shed. Inside, sunshine fills this inviting home featuring hardwood floors throughout, central air, central vac, security system, whole-house fan, and a cozy wood pellet stove. The stunning updated kitchen boasts granite counters, tiled backsplash, butcher block island, and crown molding on the first floor. An inviting Family Room opens seamlessly to the kitchen- perfect for entertaining. The formal dining room and foyer showcase elegant wainscoting. The spacious primary suite offers a tray ceiling, walk-in closet, and full bath with whirlpool tub & separate shower. Upstairs laundry with optional first floor hookup. Bonus room with custom built-ins can serve as a 4th bedroom, office, or playroom. This one won't last! Sellers will consider selling turnkey! Generator hookup and generator included. Basement is prewired for recessed lighting and outlets for finishing in the future. Porch swing, fire pit and fire pit cover, and wood furniture around fire pit included!
Type | Description | Dimensions | Level |
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Bedroom 1 | Ceiling Fan,Hardwood Floor | 11.0 x 12.0 | Upper |
Bedroom 2 | Ceiling Fan | 12.0 x 12.0 | Upper |
Dining Room | 9 ft+ Ceilings,Built-In Hutch,Hardwood Floor | 12.0 x 14.0 | Main |
Full Bath | Double-Sink,Full Bath,Tub w/Shower,Tile Floor | 8.0 x 8.0 | Upper |
Living Room | 9 ft+ Ceilings,Fireplace,Pellet Stove,Hardwood Floor | 14.0 x 26.0 | Main |
Other | Built-Ins,Ceiling Fan,Laundry Hookup,Wall/Wall Carpet | 11.0 x 29.0 | Upper |
Primary Bath | Quartz Counters,Full Bath,Stall Shower,Whirlpool Tub,Tile Floor | 12.0 x 8.0 | Upper |
Primary Bedroom | 9 ft+ Ceilings,Ceiling Fan,Full Bath,Walk-In Closet,Hardwood Floor | 18.0 x 14.0 | Upper |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $495,920 | $495,920 | $495,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $802 | $802 | $802 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,135 | $3,258 | $4,151 |
Total Monthly Payment | $4,029 | $4,152 | $5,045 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.