636 102nd AVE N, Naples, FL, 34108 | $999,000

Tucked on one of the highest elevations in Naples Park and outside the flood zone, 636 102nd Ave N offers rare peace of mind in a neighborhood known for its proximity to the beach and lifestyle amenities. Unscathed by recent storms and meticulously maintained, this 2003-built residence is a standout for both its resilience and potential. Just minutes from the white sands of Vanderbilt Beach and the shops and dining of Mercato, the location blends coastal convenience with year-round livability. Inside, the home spans two sun-filled levels with an open-concept layout, neutral tones, and generous spaces that provide a blank canvas for personalization or future updates. The first-floor primary suite opens directly to the screened lanai and pool, while the upstairs features a guest suite and second living area—perfect for hosting family or visitors. Key features include impact-resistant windows and doors throughout, a two-car garage, new roof (2019), and a whole-house generator with Interlock kit. A 2023 survey and elevation certificate are available. Even more compelling, the adjacent lot is also available—listed by the same owner—offering a rare chance to expand your footprint or explore a multi-property development opportunity in one of Naples’ most in-demand neighborhoods. Whether you're seeking a move-in ready home or envisioning a larger custom project, this offering presents a flexible opportunity in an unbeatable Naples location.

Features

  • Amenities: Beach Access
  • Bedrooms: 3
  • Baths: 3 full
  • Style: 2 Story
  • Development: NAPLES PARK
  • Year Built: 2003
  • Garage: 2-car Attached
  • Heating: Central Electric
  • Cooling: Ceiling Fans,Central Electric
  • Approx Sq. Feet: 2,395
  • Acreage: 0.15
  • Est. Taxes: $3,346
  • Lot Desc: Regular
  • View: Landscaped Area
  • Community Type: Non-Gated
  • Private Pool: Yes
  • Pet Policy: No Approval Needed
  • MLS#: 225042698
  • Website: https://www.raveis.com
    /prop/225042698/636102ndaven_naples_fl?source=qrflyer
Copyright © 2025  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of Serhant-Naples

William Raveis Family of Services

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888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

636 102nd AVE N, Naples, FL, 34108

$999,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $799,200 $799,200 $799,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 6.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.898% 6.739% 6.560%
Monthly Tax Payment $279 $279 $279
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,921 $5,117 $6,907
Total Monthly Payment $5,292 $5,488 $7,278

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.