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Spacious, Unique, and Furnished. Not in a flood zone. A large bonus/sunroom. Has an adjoining small C2 commercial property. No HOA.
This is a spacious 2243 sq ft home with 3 bedrooms and 2 bathrooms and a 2 car garage. The home has a family room (could be converted to a large 4th bedroom), living room, dining room, study/music room, a wood burning fireplace and a nice sized kitchen. There is an additional 500 sq ft bonus room/sunroom (not included in the home's square footage) and it has its own a/c and heat. It is currently used as a game room (ping pong, board games, foosball, exercise equipment, etc. , all stay if desired). The roof is 8 years old, there is a new septic system (installed May 2024), additionally paint, repairs, and updates have been made. There is a new generator which can power the whole house if ever needed and stays with the house. The washer and dryer are 2 years old and are located in the garage and also stay with the house. The yard is large (. 36 acres) is nicely landscaped and has a gazebo. There are two covered patios The back yard has a new privacy fence and a gazebo which could accommodate a hot tub. The uniqueness of the home is that it has a adjoining 30' X 148' commercial C2 piece of property with a 2 room block building currently used for storage. The building has its own electric meter and city water and irrigation well. There is no HOA. You can walk to stores, restaurants, and there is a hospital a few bocks away. The home is not in a flood zone and had no damages or flooding during the recent hurricanes. Despite being close to a few businesses this is a quiet street with great neighbors. It is a location just a few blocks from downtown New Port Richey and beautiful Sims Park.
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$450,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $360,000 | $360,000 | $360,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $423 | $423 | $423 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,275 | $2,365 | $3,014 |
Total Monthly Payment | $2,773 | $2,863 | $3,512 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.