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Welcome to this stunning home located in the gated, resort-style community of Ruby Lake in Dr. Phillips. This elegant two-story residence features 4 bedrooms, a dedicated office, a spacious loft, and a 3-car tandem garage. Enjoy an open floor plan with a covered front porch, bright office, formal dining room, and a spacious kitchen featuring KitchenAid appliances, gas stove, stone countertops, a large island, and a walk-in pantry. The kitchen and family room combo is perfect for entertaining. Upstairs features a large loft and a luxurious primary suite with tray ceiling, two walk-in closets, and a spa-like bath with a linen closet. Natural light fills the home through expansive windows. Enjoy beautifully landscaped outdoor spaces, a covered back porch, and access to the private clubhouse, pool, spa, tennis courts, gym, and scenic sidewalks. Conveniently located near Restaurant Row, shopping, dining, hospitals, theme parks, and just 20 minutes from Downtown Orlando. Schedule your appointment today to see this gorgeous home — opportunities like this don't last long!
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Our Executive Mortgage Banker:
Our Insurance Division:
$4,699
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $3,759 | $3,759 | $3,759 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.050% | 6.132% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $23 | $25 | $31 |
Total Monthly Payment | $98 | $100 | $106 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.