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Diamond in the rough in Cane Bay's Salt Pointe section of Old Rice Retreat! Add your personal vision to this amazing floor plan with new flooring and paint. This Charleston Single-style home offers double front porches & a flexible floor plan w/ pond views. The large foyer leads into a formal dining room w/ chair rail detail. Hardwood floors run throughout the main level. The spacious family room flows into the eat-in kitchen, which features granite countertops, stainless steel appliances, ample cabinet space & tile flooring. Upstairs, the primary suite includes a garden tub, separate shower & dual sink vanity. Two additional bedrooms share a full hall bath near the laundry room. The third floor offers a private bedroom retreat w/ full bathideal for guests or multi-generational living. Out back, enjoy a fully fenced yard, large patio & detached 2-car garage. Windows & French doors replaced in 2019. Located in a top-rated school district w/ access to walking trails, parks & Cane Bay's amenities. This home is priced with the condition in mind. Add some personal touches and have great equity!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $271,200 | $271,200 | $271,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.050% | 6.132% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,692 | $1,782 | $2,270 |
Total Monthly Payment | $1,767 | $1,857 | $2,345 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.