1810 SPECK DRIVE, Holiday, FL, 34691 | $119,000

Welcome to 1810 Speck Dr. , a solid and well-maintained home in the heart of Holiday, FL. This move-in ready property is the perfect snowbird escape or year-round Florida residence, offered mostly furnished so you can simply bring your suitcase and start enjoying right away. Inside, you’ll find an updated kitchen with newer cabinetry and a stainless steel fridge, two separate sitting areas for added flexibility, and in-house laundry for everyday convenience. The layout is smart and versatile. While officially a one-bedroom, the home includes a second room with a closet that’s perfect for visiting grandkids or guests. The main bedroom is generously sized, and the flooring throughout is in excellent condition—solid underfoot, with no soft spots to worry about. Two storage sheds out back provide all the room you need for tools, bikes, or seasonal decor, and the shaded patio area offers a private spot to relax and enjoy Florida's sunshine. This home is tucked inside the established Buena Vista neighborhood—a friendly, walkable community where neighbors still look out for each other. It did not experience flooding during last year’s hurricanes, offering peace of mind. Best of all, you’re just minutes from the famous Tarpon Springs Sponge Docks, where you can enjoy waterfront dining, quaint shops, and one of the most charming historic districts on the Gulf Coast. Homes like this don’t come along often—especially at this price. Schedule your private showing today before it’s gone.

Features

  • Rooms: 7
  • Bedrooms: 1
  • Baths: 1 full
  • Laundry: Inside
  • Year Built: 1971
  • Heating: Baseboard
  • Cooling: Wall/Window Unit(s)
  • Approx Sq. Feet: 672
  • Acreage: 0.09
  • Est. Taxes: $973
  • HOA Fee: $110 Quarterly
  • Pet Policy: Yes
  • Appliances: Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: W7875226
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /prop/W7875226/1810speckdrive_holiday_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/7/2025 2:20:00 AM)
Listing courtesy of RE/MAX CHAMPIONS   Phone: 727-807-7887

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Customer Service

888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1810 SPECK DRIVE, Holiday, FL, 34691

$119,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $95,200 $95,200 $95,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.007% 7.063% 6.132%
Monthly Tax Payment $81 $81 $81
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $594 $625 $797
Total Monthly Payment $750 $781 $953

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.