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Showings delayed to OPEN HOUSES Friday 5/9 4p-6p and Sat 5/10 12p-2p This spacious 4 bedroom, 2 bathroom split-level home is located in a desirable neighborhood just minutes from all that Rochester has to offer. With multiple living areas; including a formal living room, cozy den, and expansive family room, there's plenty of space to spread out and make yourself at home. The formal living room features a non-functional fireplace, perfect for aesthetic appeal, while a pellet stove adds warmth and efficiency. The kitchen includes stainless steel appliances, and the home is finished with a mix of wood flooring and carpeting throughout. A two-car attached garage provides convenience, with ample storage space located above for added flexibility. The home also features a generator transfer switch and existing wiring in place for a generator, offering added security and comfort during power outages. You will appreciate the easy access to Routes 16 and 202. Additionally, the city has plans to connect the neighborhood to public sewer, offering future value and convenience for homeowners. Commuters will appreciate the easy access to Routes 16 and 202. The property also includes partially installed mini-split systems, which will remain with the home along with all available parts. Please note: these are being sold as-is, with no warranties or guarantees of function. Don’t miss the opportunity to own this generously sized and well-located home!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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Loan Amount | $360,000 | $360,000 | $360,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.063% | 6.132% |
Monthly Tax Payment | $570 | $570 | $570 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,246 | $2,365 | $3,014 |
Total Monthly Payment | $2,891 | $3,010 | $3,659 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.