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Welcome to this charming 3-bedroom home, where comfort meets convenience in the heart of North Branford. Situated on a level lot within a subdivision, this residence is just moments away from the lush fairways of Twin Lakes Golf Course, offering a lifestyle of leisure and relaxation. As you step inside, you'll be greeted by the warm ambiance of hardwood floors that flow seamlessly throughout the home. The living spaces are bathed in natural light, creating an inviting atmosphere for both family living and entertaining guests. The heart of the home is the kitchen, which opens up to a delightful three-season porch, adding an additional 300 sq ft of living space. This sun-drenched area is perfect for enjoying your morning coffee or hosting summer dinners with a view of the serene outdoors. The home is also equipped with a 200 amp electrical service, ensuring that your modern needs are met with ease. The roof is only 11 years old. The finished basement offers heated square footage, providing a versatile space that can be transformed into a home office, playroom, or additional family room. Outside, the property boasts a well-maintained yard with electronic dog fence, ideal for outdoor activities or enjoying sitting by the fire-pit. With its prime location and array of features, this home is a true gem waiting for its new owners to create lasting memories.
Type | Description | Dimensions | Level |
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Bedroom 1 | 11.0 x 12.0 | Upper | |
Bedroom 2 | 10.0 x 10.0 | Upper | |
Dining Room | 8.0 x 9.0 | Main | |
Family Room | 11.0 x 18.0 | Lower | |
Kitchen | 9.0 x 11.0 | Main | |
Living Room | Hardwood Floor | 14.0 x 20.0 | Main |
Primary Bedroom | Walk-In Closet | 12.0 x 14.0 | Upper |
Sun Room | 14.0 x 20.0 | Main |
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William Raveis Mortgage, LLC
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Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $303,920 | $303,920 | $303,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.050% | 6.132% |
Monthly Tax Payment | $455 | $455 | $455 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,896 | $1,997 | $2,544 |
Total Monthly Payment | $2,426 | $2,527 | $3,074 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.