Fabulous custom waterfront pool home on coveted Ponce De Leon Circle here in South Ponce Inlet. Constructed to the highest standards in 2002 by highly regarded general contractor Jack McCarthy as his personal residence and subsequently renovated by his son, award winning custom home builder, Scott McCarthy, the home is being offered for the first time. Enter the property to experience the timeless beauty of British West Indies architecture where handsome beamed ceilings hover high above rich ceramic Saltillo floors in this warm and inviting island influenced atmosphere complimented by surrounding lush tropical gardens. The interior living spaces were designed to flow seamlessly with the vast covered outdoor living spaces ideal for open air living and entertaining. The spacious floor plan is situated around the beautiful kitchen with high end appliances set in handcrafted maple cabinetry appointed with lovely quartz tops.
A casual living room off the kitchen overlooks the green front lawn shaded by a most impressive banyan tree. The waterfront great room with fireplace opens through French doors onto the sprawling covered verandah that serves the owners as a large outdoor living room with additional dining space overlooking the very private pool with a subtle lagoon finish. Two of the four bedrooms rival each other for Primary Suite status. Both of these grand suites have dedicated access to the verandah, spacious walk in closets and gracious luxury baths with double vanities and cavernous showers. Two additional bedrooms share a bright and beautiful common bath. The home has a sizable indoor laundry room and walk in pantry plus two car side entry garage. Pride of ownership is apparent at every turn and the property has been maintained to high standards. As longtime Ponce Inlet residents, the owners chose this parcel of land for it's close proximity to the lighthouse parks, quaint waterfront restaurants and quiet stretch of beach, however the 110' of waterfront was truly ideal as it accommodated a 50' sportfish and two additional center console boats. This unique canal is lined with just 20 houses and is the closest protected deep water channel to the inlet and the open waters of the Atlantic. This is arguably the most sought after canal property in the county due to it's unique positioning for navigability coupled with being pinpointed in the center of one of the most beloved neighborhoods in our area. The property must be seen in person to experience the serenity of this quiet waterway and the towering oak hammock that shades the opposite shoreline here where pool and surrounding patios welcome the morning sun and enjoy the sea breezes from the Atlantic just a few blocks away.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,720,000 | $1,720,000 | $1,720,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.625% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.911% | 6.764% | 6.726% |
Monthly Tax Payment | $967 | $967 | $967 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $10,590 | $11,013 | $14,983 |
Total Monthly Payment | $11,682 | $12,105 | $16,075 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.