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This stunning new build offers thoughtful design and flexible options to suit your needs. The home features two spacious bedrooms on the left side, each measuring 12x14, with a larger master closet area and a bumped-out right side for extra space. Above the garage, a bonus room awaits, perfect for an additional bedroom, office, or flex space. The kitchen boasts a cozy breakfast nook, while the full walkout basement (unfinished) offers endless potential, including a rec room, office, mechanical room, and storage area. A finished basement with heating options is available, and mechanical systems are being designed to comply with New York State’s all-electric and heating requirements. For added convenience, the home includes a deck off the living room, with an option to upgrade to a screened porch. A rear patio with a firepit and basement-level outdoor space are also available. High-efficiency insulation and climate control features ensure comfort year-round, with options for AC and heating systems still to be determined. The home will feature high-quality finishes, including hardwood floors, tile bathrooms, and custom window and siding choices. The color palette will include black or blue/grey tones, with a red brick accent on the entry porch wall. An architect’s plan is underway, and a detailed spec sheet will be available soon. This is your chance to personalize a new home that’s built for both comfort and style.
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Our Executive Mortgage Banker:
Our Insurance Division:
$899,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $719,200 | $719,200 | $719,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.625% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.614% | 6.739% | 6.183% |
Monthly Tax Payment | $233 | $233 | $233 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,084 | $4,605 | $6,069 |
Total Monthly Payment | $4,408 | $4,929 | $6,393 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.