197 Willard Street, New Haven (Westville), CT, 06515 | $429,900

Located on a tree-lined street in Westville, this charming and updated 1890's Colonial is filled with original woodwork including custom wood inlaid floors, detailed millwork, and even a dining room with a fireplace. Current owner renovations include: 30 year roof with plywood sheathing (2009), gutters (2009), steam boiler heating system with service contract (2008), gas hot water tank (2025), 28 double-paned replacement windows with transferrable warranty (2017), exterior and interior repainted, removal of clawfoot tub and replacement with glass-sided walk-in shower, and updated combination half bath/laundry room. Covered porches in front and back allow protected entry in rain and snow. The original front door provides a charming entry to the large foyer with staircase along left and living room to the right. The living room has a large bay window, custom inlaid hardwood floor, and 9' ceilings. It opens to the dining room with 9' ceilings and a wood-burning fireplace. The kitchen has stainless steel appliances. double sink, butcher block and tile counters and backsplash, and a combination laundry room/half bath. Three spacious bedrooms with 9' ceilings and hardwood floors plus renovated full bathroom upstairs. Walk-up attic with finished room with closet, and unfinished storage area. Unfinished basement with newer mechanicals and interior as well as bulkhead access. Patio, terraced back yard, and three car detached garage complete this spacious, historic home.

Features

  • Town: New Haven
  • Rooms: 8
  • Bedrooms: 3
  • Baths: 1 full / 1 half
  • Laundry: Main Level
  • Style: Colonial
  • Year Built: 1890
  • Garage: 3-car Detached Garage,Off Street Parking,Driveway
  • Heating: Radiator,Steam
  • Cooling: Window Unit
  • Basement: Full,Unfinished,Storage,Interior Access,Concrete Floor,Full With Hatchway
  • Above Grade Approx. Sq. Feet: 1,921
  • Acreage: 0.13
  • Est. Taxes: $8,365
  • Lot Desc: Level Lot
  • Elem. School: Per Board of Ed
  • High School: Per Board of Ed
  • Appliances: Gas Range,Refrigerator,Dishwasher,Disposal,Washer,Dryer
  • MLS#: 24093319
  • Website: https://www.raveis.com
    /raveis/24093319/197willardstreet_newhaven_ct?source=qrflyer
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Room Information

Type DescriptionLevel
Bedroom 1 9 ft+ Ceilings,Hardwood FloorUpper
Bedroom 2 9 ft+ Ceilings,Hardwood FloorUpper
Formal Dining Room 9 ft+ Ceilings,FireplaceMain
Kitchen 9 ft+ Ceilings,Balcony/Deck,Built-Ins,Double-Sink,Half Bath,Hardwood FloorMain
Living Room Bay/Bow Window,9 ft+ Ceilings,Hardwood FloorMain
Primary Bedroom 9 ft+ Ceilings,Hardwood FloorUpper

William Raveis Family of Services

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Gail RobinsonSales Associate

203.521.0768

Gail.Robinson@Raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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To learn more about our credentials, visit raveis.com today.

Jorge L RiveraVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 12303

203.913.1633

Jorge.Rivera@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

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203.925.4590

For homebuyers and sellers, our Attorney Network:

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    requirements, sets up escrows and title insurance, coordinates closing documents
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197 Willard Street, New Haven (Westville), CT, 06515

$429,900

Gail Robinson

Sales Associate

William Raveis Real Estate

Phone: 203.521.0768

Gail.Robinson@Raveis.com

Jorge L Rivera

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.913.1633

Jorge.Rivera@Raveis.com

NMLS Mortgage Loan Originator ID 12303

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $343,920 $343,920 $343,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.007% 7.050% 6.132%
Monthly Tax Payment $697 $697 $697
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,146 $2,259 $2,879
Total Monthly Payment $2,918 $3,031 $3,651

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.