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This beautiful custom-built 4-bedroom, 3. 5-bath home sits on 1. 44 private acres just outside the town of Ridgeville, tucked away off the road and backed by peaceful woods. Inside, the home features luxury vinyl plank flooring throughout, with crown molding, rounded corners, and plantation shutters on the main floor. The living room impresses with its 12-foot ceilings, while the rest of the home features 10-foot ceilings for a spacious and open feel. A formal dining room offers a space for gatherings, and the family room centers around a gas fireplace with a riverstone surround, oak mantelpiece, and custom built-in bookcases. The gourmet kitchen is a standout, with stainless steel appliances, double ovens, a 5-burner gas stove, and an 11-foot island topped with leathered granite. Soft-close drawers, a dual undermount sink, and a walk-in pantry add convenience and style. The primary suite offers a tray ceiling, large custom walk-in closet, and a luxurious ensuite bath with an oversized soaking tub, granite countertop vanity, dual sinks, and a tiled walk-in shower complete with a bench, overhead and handheld fixtures, and wall jets. Two additional bedrooms share a Jack-and-Jill bathroom with granite counter vanity, dual sinks, and a tiled walk-in shower, while the fourth bedroom features a hand-painted mural, custom closet, and its own ensuite bathroom with a tiled tub/shower combo and granite countertop. Additional interior features include a handicap-accessible half bath, a private office, a drop zone, and a spacious walk-in laundry room with cabinetry, granite countertop, and a built-in dog washing station. Above the oversized 3-car garage is a finished bonus room with LVP flooring and walk-in attic storage. Outdoor living is just as impressive, with front and back porches, a patio with a wood-burning fire pit, and a fully fenced yard with two double gates and one single gate. This home is built for comfort and efficiency, with a whole-house generator, two tankless water heaters, an encapsulated crawlspace, a whole-house dehumidifier, solar lighting, full house gutters, and a transferable termite bond for added peace of mind. Every detail has been thoughtfully designed to offer luxury & functionality with NO HOA in a quiet, wooded setting. This home is conveniently located near Walmart, Amazon & Volvo facilities, as well as major highways. Shopping, dining, and medical facilities are all in very close proximity. Schedule a showing today!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,920 | $559,920 | $559,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.050% | 6.132% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,493 | $3,678 | $4,687 |
Total Monthly Payment | $3,585 | $3,770 | $4,779 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.