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Look no further! This Lowcountry cottage has all the comfort and charm packed into one address in Walterboro's Downtown Historic district. This solid 1940's brick home will wow you from start to finish- the nicely updated kitchen is a showstopper all the way down to the antique wood floors that flow throughout most of the home. The vintage black and white tile bathroom is also true to the era of this well built Lowcountry home. Enjoy three bedrooms, a large formal room large enough to hold sitting and dining engagements, and a cozy family room boasting a huge fireplace and access to the fenced in back verada and yard. This home is walking distance to Walterboro's well known Washington Street (or as the locals call it - Main St). Don't miss this hidden gem tucked under the moss lined LiveOak trees! There is also a basement with access from inside the home- great space for storage.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $268,000 | $268,000 | $268,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.063% | 6.132% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,672 | $1,761 | $2,243 |
Total Monthly Payment | $1,747 | $1,836 | $2,318 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.