Charming & Spacious Home in a Prime Location! Welcome to this beautiful 3-bedroom, 2-bathroom home, full of character and modern updates! Featuring a recently renovated kitchen with granite countertops and a five-year-old roof, this home offers both style and peace of mind. The office/flex space off the primary suite adds extra versatility for work or relaxation. Situated on the largest lot on Keswick at 0. 29 acres, the fully fenced backyard boasts mature trees and plenty of space for outdoor fun. Originally the neighborhood's model home, this property stands out with thoughtful design and charm. The garage has been converted back to a spacious 2-car garage, and a new fence is set to be installed in just two weeks! Perfectly located just 10 minutes from the St. Augustine Outlet Mall, I-95, and historic downtown St. Augustine, and only 15 minutes from the beach—this home offers the best of convenience and coastal living. Don't miss this opportunity—schedule your showing today!
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Our Executive Mortgage Banker:
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$440,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $352,000 | $352,000 | $352,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $372 | $372 | $372 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,225 | $2,312 | $2,947 |
Total Monthly Payment | $2,672 | $2,759 | $3,394 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.