899 BAY ESPLANADE, Clearwater Beach, FL, 33767 | $3,350,000

Discover an unparalleled coastal lifestyle at 899 Bay Esplanade, a magnificent intracoastal WATERFRONT estate nestled in the prestigious North Clearwater Beach community. This expansive multi-story residence boasts 3, 846 sq ft of beautifully designed living space, offering the opportunity of perfect fusion of luxury, comfort and breathtaking intracoastal waterway views. Both the second and third floors offer wrap-around porches! From the moment you step inside, you're greeted by soaring ceilings, abundant natural light and an open-concept layout that could seamlessly blend elegance with functionality. The layout of the gourmet kitchen is a chef's dream, featuring premium stainless appliances, 6-burner Wolf natural gas range, wood cabinets, vegetable prep sink, high bar perfect for snacks, huge walk-in pantry 13' x 8', water views galore! Over 1000 extra square feet of ground floor, air conditioned, finished (four rooms) floorspace has great development opportunities for office use, etc. Opportunity is knocking. The spacious living and dining areas flow effortlessly to the outdoor spaces, where the wrap around decks and exterior patios invite you to relax on the porch swing and soak in the stunning waterfront scenery. This property has a boat lift (13, 000 lbs) and is covered by a boat house. Enjoy the fish cleaning station. 87' of shoreline & sailboat water. Privacy prevails no backyard neighbors. Both the front & back lawn is Xeriscaped with shell & Areka Palms to keep the lawn maintenance at a minimum. Enjoy entertaining in the Hayward (2025) gas heated oversized spa. The primary suite is a private sanctuary, offering a spa-inspired en-suite bath with two generously oversized his/her walk-in closets. A French door opens to the covered back porch overlooking the Intracoastal. The secondary master suite on the north side of the home is almost a mirror image of the primary suite, additional bath en-suite. Between the 2-bedroom suites is a room that currently functions as a den, and has 2 closets. With a bit of imagination and design this room could be transformed into two additional bedrooms. 3rd full bathroom is adjacent to this room. Interior laundry: utility sink, GE top load washer & dryer, 2-storage closets, Natural Gas Generator. The 1st floor which is air conditioned (uninsured) has great space for a 1st floor media room, home office, gym. The 4th level "lookout tower" affords panoramic sunrises over the Clearwater Harbor Intracoastal as well as gorgeous sunsets over the Gulf of America. Situated in one of Clearwater Beach's most sought-after locations, this home is moments from pristine white sand beaches, vibrant dining and shopping. Whether you're searching for a luxury retreat, investment property or forever home, 899 Bay Esplanade offers an extraordinary rare opportunity to own a slice of paradise.

Features

  • Rooms: 9
  • Bedrooms: 4
  • Baths: 4 full / 1 half
  • Lot Size: 87 x 165
  • Laundry: Inside, Laundry Room
  • Style: Key West
  • Year Built: 1991
  • Garage: 3-car Circular Driveway, Driveway, Garage Door Opener, Golf Cart Parking, Ground Level, Guest, Oversized, Tandem
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 3,941
  • Acreage: 0.33
  • Lot Size: 87 x 165
  • Est. Taxes: $49,558
  • Lot Desc: FloodZone, City Lot, Landscaped, Near Golf Course, Near Marina, Oversized Lot
  • View: Water
  • Elem. School: Sandy Lane Elementary-PN
  • Middle School: Dunedin Highland Middle-PN
  • High School: Clearwater High-PN
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8338774
  • Days on Market: 59 days
  • Website: https://www.raveis.com
    /eprop/TB8338774/899bayesplanade_clearwaterbeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/14/2025 7:43:25 PM)
Listing courtesy of EXP REALTY LLC   Phone: 888-883-8509

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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899 BAY ESPLANADE, Clearwater Beach, FL, 33767

$3,350,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $2,680,000 $2,680,000 $2,680,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.750% 6.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.911% 6.865% 6.792%
Monthly Tax Payment $4,130 $4,130 $4,130
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $16,501 $17,382 $23,530
Total Monthly Payment $20,756 $21,637 $27,785

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.