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Welcome to your dream home! This property features a charming and spacious 4-bedroom, 2-bathroom house that has both comfort and convenience. Nestled in a serene neighborhood near Spartanburg, this home promises easy access to Interstate 85, ensuring that your daily commute or weekend getaways are a breeze. Step inside to discover a warm and inviting atmosphere with plenty of natural light that illuminates every corner, creating an uplifting living space. The house boasts a large primary bedroom, allowing for a peaceful retreat after a long day. Each of the additional bedrooms offers ample space for family, guests, or perhaps a home office for those who work remotely. The layout encourages a smooth flow from room to room, with a living area that's perfect for entertaining or relaxing. The kitchen is ready for the chef in the family, equipped with modern amenities and enough room for both cooking and dining. This home does not just a place to stay; it promises a lifestyle of convenience and ease, devoid of the buzz of city chaos yet close enough to not feel isolated. Perfect for anyone looking for a balance between accessibility and tranquility. Imagine hosting gatherings or simply enjoying quiet evenings in a space that perfectly blends functionality with coziness. This house is not just a buying opportunity; it's the next chapter for those looking to create lasting memories. Dive into this venture where each day promises to be as serene or as exciting as you wish. Come see why this should be your next home!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $167,920 | $167,920 | $167,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $138 | $138 | $138 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,061 | $1,103 | $1,406 |
Total Monthly Payment | $1,274 | $1,316 | $1,619 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.