125 W 96th Street, #1A, New York (Manhattan Valley), NY, 10025 | $649,900

Understated charm and thoughtful details in the heart of the Upper West Side. There’s something quietly elegant about Apartment 1A at 125 West 96th Street. As you enter you immediately find yourself in a proper foyer, the kind that offers a pause before the rest of the home unfolds. Two steps down and you’re in the heart of the apartment: a spacious dropped living room with room to stretch out, entertain, and truly live. The scale here surprises most people. There’s space for a full living setup, a dining area, even a work-from-home zone, all without feeling cramped. The hardwood floors anchor the room, and the classic pre-war proportions give it just the right amount of presence. To the right, the windowed kitchen is tucked neatly off the foyer, thoughtfully updated and made for someone who loves to cook. The highlight? An AGA dual fuel range, gas burners above and electric ovens below, including a convection oven for when precision matters. There’s plenty of cabinet storage, good counter space, and behind the scenes, the electrical panel’s been upgraded from fuses to circuit breakers, a small detail that makes a big difference. Past the kitchen, the bedroom sits quietly at the rear of the apartment. It’s comfortably sized, easily fitting a queen bed, dresser, and plenty of closet space. The bathroom is simple and clean, fully functional and ready as-is, or easily personalized down the line. This is a classic Upper West Side co-op, elevator building, live-in super, laundry, bike storage, and that undeniable neighborhood charm. Trader Joe’s and Whole Foods are nearby. So are Central Park, Riverside Park, and the 1/2/3 and B/C trains. Everything you need is close, and yet, the apartment itself feels like a private, quiet retreat. Apartment 1A is a smart, grounded home with character, comfort, and just the right upgrades in all the right places.

Features

  • Town: New York
  • Levels: 6
  • Rooms: 3
  • Bedrooms: 1
  • Baths: 1 full
  • Lot Size: 100.0 x 100.92
  • Laundry: Building Inside,Inside
  • Year Built: 1920
  • Common Charge: $1,657 Monthly
  • Est. Taxes: $0
  • Pet Policy: Building No,No
  • MLS#: RLS20021642
  • Days on Market: 4 days
  • Website: https://www.raveis.com
    /prop/RLS20021642/125w96thstreet_newyork_ny?source=qrflyer
Copyright © 2025  The Real Estate Board of New York, Inc., All rights reserved
All information is intended only for the Registrant’s personal, non-commercial use. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. RLS Data display by William Raveis Real Estate, Inc.
Listing courtesy of Keller Williams NYC   Phone: 212-301-1140

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NMLS Mortgage Loan Originator ID 1880936

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125 W 96th Street, #1A, New York (Manhattan Valley), NY, 10025

$649,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $519,920 $519,920 $519,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.108% 7.063% 6.152%
Monthly Tax Payment $0 $0 $0
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,286 $3,416 $4,352
Total Monthly Payment $3,378 $3,508 $4,444

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.