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63 Elmcroft Avenue, Providence, RI, 02908 | $525,000
Located in one of Providence's most sought after neighborhoods, step into the storied charm of Elmhurst. A rare gem, 63 Elmcroft Street is a beautifully designed split-level home, catering to diverse lifestyle needs. This home offers over 1, 800 sqft of living space, complemented by hardwood floors throughout, with 4 bedrooms and 2 full bathrooms designed for comfort and style. The main level features bright and defined living & dining spaces with updated kitchen. Short steps up to the third level offer main & guest suites that can also flex as quiet home office space. As you progress to the lower levels, a bonus space awaits that is currently in use as a home gym/yoga area & also connects to the oversized one car integral garage. The basement level is also a finished space that has been transformed into a bonus guest room OR valuable AirBNB space for the savvy buyer. Entertain all year round in the coveted fenced in backyard haven-perfect for any gathering and experience the Friday Night Lights of LaSalle High School. Elmhurst offers the perfect blend of city living with its diverse selection of established eateries and cafes, just steps from Providence College. Enjoy a short commute to downtown Providence, nearby hospitals, and easy access to the commuter rail connecting you to Boston and New York City.
Features
- Amenities: Highway Access,Near Hospital,Near Schools,Public Transportation,Restaurant,Shopping
- Rooms: 8
- Bedrooms: 3
- Baths: 2 full
- Style: Split Level
- Year Built: 1961
- Garage: 1-car Built In,Garage Door Opener
- Heating: Baseboard,Gas
- Cooling: Central Air
- Basement: Full,Partially Finished,Walk-Out Access
- Approx Sq. Feet: 1,824
- Acreage: 0.13
- Est. Taxes: $3,237
- Appliances: Dryer,Dishwasher,Gas Water Heater,Microwave,Oven,Range,Refrigerator,Range Hood,Washer
- MLS#: 1383885
- Website: https://www.raveis.com
/eprop/1383885/63elmcroftavenue_providence_ri?source=qrflyer
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William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Brianna TurgeonVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 2104486
860.625.5780
Brianna.Turgeon@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Allen GellermanInsurance Sales Director, William Raveis Insurance
617.686.2668
Allen.Gellerman@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
63 Elmcroft Avenue, Providence, RI, 02908
$525,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brianna Turgeon
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.625.5780
Brianna.Turgeon@raveis.com
NMLS Mortgage Loan Originator ID 2104486
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $420,000 | $420,000 | $420,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.995% | 7.050% | 6.132% |
| Monthly Tax Payment | $270 | $270 | $270 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,620 | $2,759 | $3,516 |
| Total Monthly Payment | $2,982 | $3,121 | $3,878 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB