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This charming Victorian Colonial has been cherished by generations of the current owners' family for approximately 100 years. Its first floor features an open plan design with wide-plank hardwoods, an updated kitchen with granite countertops and stainless appliances, large half bath with laundry, and sizeable living room. The second floor includes three bedrooms, a bright and renovated full bath, and landing area for added storage or a desk setup. Additional updates include a brand new 3-bedroom septic system (installation scheduled for late May), young roof and central air conditioning, and new oil tank. With a 500+ square foot "barn" in the backyard with an unfinished interior, there's potential for a future workshop, additional living/working space, and so much more. Enjoy mornings on the front porch, afternoons in the spacious tree-lined yard, and evenings on the screen porch. Ample off-street parking for family or guests. Don't miss the opportunity to call this beautiful home yours! Reach out for a showing today.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $372,000 | $372,000 | $372,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.037% | 6.046% |
Monthly Tax Payment | $404 | $404 | $404 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,321 | $2,444 | $3,089 |
Total Monthly Payment | $2,800 | $2,923 | $3,568 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.