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This one of a kind home has an interesting history as the office and kitchen are train cars from the Historic Goffstown Railroad. The seller has transformed this 1930's home to a cozy haven for those history buffs that don't like a "Vanilla" home. Upgrades that make this home with modern conveniences. New vinyl siding for easy maintenance, most exterior windows and the 2 front sliders were replaced for energy efficiency. To maintain some nostalgic integrity the interior railroad windows remain. Updated electric panel in basement. Kitchen boasts an easy workspace with new plumbing, deep sink, stainless appliances all while keeping the integrity of the old train car feel. The office/ 1st floor bedroom provides the same feel w/vintage interior windows. New Septic system as of 5/25. Front deck pressure treated lumber. Wood ceiling, heavy beams, metal ceiling in the kitchen and office. Presently used as a 1 bedroom home with an office area (could be converted to a bedroom) if needed. So many unique features, it is a must see. Cozy up by the fire in the vaulted ceiling living room and enjoy the view of the lake. If you are more adventuresome try your hand at ice fishing or skating. In the summer enjoy lunch or coffee on the private deck provided by the natural landscaping as well as a privacy screen. Swim at the Goffstown public beach located on the dead end road. Launch your kayak , canoe or use an electric motor to tour the 40 acre lake. No fossil fuels are allowed.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $300,000 | $300,000 | $300,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $442 | $442 | $442 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,896 | $1,971 | $2,511 |
Total Monthly Payment | $2,413 | $2,488 | $3,028 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.