|
334 Roy Street, Derby, VT, 05855 | $205,000
Very attractive home nestled in the heart of Derby, VT. Picturesque lot with beautiful hillside views. Conveniently located with a country atmosphere. This lovely rustic farmhouse style decor home is convenient to all downtown shopping in Derby and Newport, not to mention Interstate 91. It is in a great neighborhood that is quiet and peaceful. The home has 3 bedrooms, 1 1/2 baths. The home was completely remodeled structurally and cosmetically in 2019. The rebuild included completely removing and replacing the exterior wall sheeting, the plywood sub-floors, the original kitchen, the original windows, and much more. The sub-floors were replaced with new solid plywood. All new windows throughout the home. and new exterior doors. The exterior walls had insulation put in between the studs and blueboard insulation over that followed by new siding. All new kitchen cabinets, new flooring, new stove, new refrigerator, new lighting throughout, new ceiling fans, new toilets and vanities, new front deck ( 6'4"x8'), partially new rear deck (7'8"x11'10"), and much more. New commercial grade hot water heater (40 Gal. ) installed in 2024. The home has a metal roof that was installed less then 10 years ago. The home is now extremely efficient and feels like a brand new house! The VAST trails are directly behind the property for easy access. Exterior shed for storage as well as a Quonset style portable garage for snowmobiles, car, bicycles, etc.
Features
- Rooms: 5
- Bedrooms: 3
- Baths: 1 full / 1 half
- Style: Manuf/Mobile,Single Wide
- Year Built: 1989
- Garage: 1-car Garage
- Heating: Hot Air
- Cooling: None
- Approx Sq. Feet: 924
- Acreage: 0.46
- Est. Taxes: $1,261
- Lot Desc: Country Setting,Landscaped,Near Shopping,Near Snowmobile Trails,Neighborhood,Rural,Near Hospital,Near School(s)
- Elem. School: Derby Elementary
- Middle School: North Country Junior High
- High School: North Country Union High Sch
- School District: Orleans Essex North
- MLS#: 5039557
- Website: https://www.raveis.com
/prop/5039557/334roystreet_derby_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 5/13/2025Listing courtesy of Jim Campbell Real Estate Phone: 802-334-3400
Listing Agent: Kerry Wevurski
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
334 Roy Street, Derby, VT, 05855
$205,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $164,000 | $164,000 | $164,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.500% | 6.990% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.095% | 7.141% | 6.152% |
| Monthly Tax Payment | $105 | $105 | $105 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,037 | $1,090 | $1,373 |
| Total Monthly Payment | $1,217 | $1,270 | $1,553 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484