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CUSTOM MODERN FARMHOUSE on large . 34 acre lot. If you are searching for a home with timeless vintage charm and all the benefits of newer construction, look no further! Thoughtfully planned and carefully maintained, this welcoming home has a
bright, open floor plan featuring tall ceilings, crown molding and custom millwork. The pristine white kitchen includes a large island with seating and storage, Shaker soft close cabinetry, Quartz counters, Marble backsplash, and stainless-steel appliances. Additional storage and prep space can be found in the huge pantry equipped with additional Shaker Cabinetry and butcher block counters. The feeling of modern luxury continues in the bathrooms with penny tile shower and tub surrounds with tile up to the ceiling, and light wood grained tall vanities with Quartz Tops. Rich, dark water-resistant laminate floors flow through the common areas of this home with patterned porcelain tile in all three bathrooms and the large laundry room. Plush cream-colored carpet can be found in all four bedrooms. The energy efficient and Hurricane Rated PGT tinted windows are dressed with Custom Shades, neutral drapes and neutral. A generous screened porch with access from the living room and an extra wide door to the rear green space offers an oasis for barbecuing, dining, or just relaxing. A 26kW GENERX WHOLE HOUSE GENERATOR has been installed so that you won't need to worry about losing power! The large, fenced yard and expanded driveway with stationary retractable basketball goal will keep you active outdoors. Or you can sit on the front porch and experience beautiful Florida sunsets. This home shows like a model with low maintenance finishes and energy efficient features that will allow you to appreciate it for years to come. Located in the Lake Helen Historic District, this property is not included in a Homeowners Association so there is no monthly HOA Fee. Enjoy the best of both worlds, residing in a quaint small town while having easy access to I4, shopping, and restaurants only minutes away in Deland. Lake Helen is just 30 minutes from Daytona and New Smyrna Beaches, 30 minutes to downtown Orlando, and less than an hour to the Disney/Universal Parks! (Listing Broker is Owner)
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Our Executive Mortgage Banker:
Our Insurance Division:
$639,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $511,920 | $511,920 | $511,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $586 | $586 | $586 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,236 | $3,363 | $4,285 |
Total Monthly Payment | $3,914 | $4,041 | $4,963 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.